Services
Comprehensive Services to Help Pursue Your Financial Goals
We offer several core services through SagePoint Financial, Inc including:
Retirement Planning
- Retirement Needs Analysis
- Social Security (OASDI or old age, survivor, and disability insurance)
- Types of Retirement Plans
- Qualified Plan Rules and Options
- Other Tax-Advantaged Retirement Plans
- Regulatory Considerations (RMD's; pre-mature withdrawals)
- Key Factors Affecting Plan Selection for Businesses
- Investment Considerations for Retirement Plans
- Distribution Rules, Alternatives, and Taxation
Estate Planning
- Characteristics and Consequences of Property Titling
- Estate Planning Documents
- Gifting Strategies
- Incapacity Planning
- Powers of Appointment
- Types, Features, and Taxation of Trusts
- Charitable Transfers
- Deferral and Estate Tax Reduction Strategies
- Fiduciaries
Tax Strategy Planning*
- Income Tax Fundamentals and Calculations
- Characteristics and Income Taxation of Business Entities
- Income Taxation of Trusts and Estates
- Cost Basis Reporting and Tracking
- Tax Consequences of the Disposition of Property
- Tax Reduction/Management Techniques
- Passive Activity and At-Risk Rules
- Tax Implication of Special Circumstances
- Charitable Contributions and Deductions
Investment Planning
- Characteristics, Uses, and Taxation of Investment Vehicles
- Types of Investment Risk
- Quantitative Investment Concepts
- Measures of Investment Returns
- Asset Allocation and Portfolio Diversification
- Accumulation and Distribution
- Portfolio Development and Analysis
- Investment Strategies
Insurance Planning*
- Principles of Risk and Insurance
- Analysis and Evaluation of Risk Exposure
- Health Insurance and Health Care Cost Management (Individual)
- Disability Income Insurance (Individual)
- Long-Term Care Insurance (Individual)
- Annuities
- Life Insurance (Individual)
- Income Taxation of Life Insurance
- Business Uses of Insurance
- Insurance Needs Analysis
*Neither SagePoint Financial, Inc nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation
Why Choose Our Firm?
- We're an Investment Advisory Firm
- We're an Independent Firm
- We're Fee-Based
- We're Experienced
- We Always Act In Our Client's Best Interest
- We Offer Our Client's Choice With No Conflict of Interest
- Our Fees are Transparent & Competitive
- Michael Has Over 20 Years of Experience